Posts

Gracemarie Mende

Claims Manager Arch Reinsurance Company

While providing some insight about her day to RISE Director, Katerina, Gracemarie states, “The best way to find productivity in my day is to make a to-do list of even the littlest things.” We spoke beyond her day and more in depth about the positives of pursuing a career in insurance in the following Q &A.

What time do you wake up?

If I had to pick a specific time, I’d say around 6:45 am however, with my husband’s work schedule, I tend to fluctuate depending on the time he gets home at night. Most days lately he’s been working from 1 PM to 9 PM which results in my stay up closer to midnight.

How do you get to work?

My morning consists of about a 45 minute drive to work. Throughout my career thus far, I’ve experienced the worst and the best commutes from as short as a 20 minute drive to as long as an hour and a half train and car ride one way on unreliable mass transportation.

What is the first thing you do when you get to the office?

They say your first few agenda items upon getting in the office would be to get yourself situated, get your coffee, straighten up your desk, etc. However, as my career has developed, I find myself dropping my coat in the same spot, logging on and immediately jumping into emails. Half the time it’s over an hour or so later when I pick my head up and realize I need water, breakfast, and a bathroom break. It’s probably not the most productive way to start the day, however, when your mind has been racing the entire way to your desk, you don’t want to lose your train of thought or momentum.

Who do you work most closely with at work?

In this role, I work closest with a number of TPA firms and adjusters. My job requires supervision and oversight of the firms, programs handled, and individual assigned adjusters. However, part of my job is collaborating with the other departments like Operations, Compliance, Legal, Finance and Underwriting.

What does 9-12 look like in your day?

99% of the time, my day begins well before 9 am. From those morning hours through mid-day, most of my time is spent diffusing situations, resolving questions and concerns, and dealing with the last-minute emails not addressed from the night before. If I’m lucky, that will consume the first hour and a half of my morning allowing me to begin my to-do list for the day. The best way to find productivity in my day is to make a to-do list of even the littlest things. It can become daunting if you sit down and realize all the things you still have spilling over that can never get accomplished. Once my morning emails are done though, I find myself able to actually supervise and monitor the claim files being handled. Of course, all of this only applies IF there are no meetings scheduled. Let’s not even begin to address the monkey wrench that throws into the day.

Lunch?

I’m lucky, or unlucky, enough to work for a company who is obsessed with food. At least once a week, there is some sort of lunch being ordered, however, it’s important not only for your health but, wallet to plan your meals. This enables me to not only work through lunch when necessary, but, step away from my desk to accomplish those little things I may not have time for after work, get a manicure and other beauty maintenance, stop at the cleaners, make a doctor’s appointment, etc. At least 2-3 times a week, I step away from my desk for at least a half an hour to sit and socialize with a number of co-workers, but, the rest of the time, I take the opportunity to accomplish personal things. That time is what I make of it. I sure won’t be leaving any earlier if I don’t step away which drags out the little tasks needed to get done in life. Theoretically, it sounds like my lunch time enables me to get it all done, realistically, it never works out according to plan.

What does 1-5 look like in your day?

The second half of my day I try to break up into setting aside time to accomplish tasks and diffusing more problems that arise. Upon returning from whatever I do during that lunchtime hour, I take some time to answer a few emails and calls. By mid-afternoon though, I’ve tried to set that time for meetings, projects, and closing out the needs of others, unless that’s the project I’m working on. By closer to 4/4:30, I circle back to the outside world and begin closing out emails and calls for the rest of the day.

Who is home waiting for you at the end of your day?

I’m blessed to be married for the last almost 2 years to my husband, although after living together for the last 4, the honeymoon stage has long passed. Our children consist of 2 fluffy big brown dogs and a bossy cat. All of whom require an excessive amount of attention when I get home.

What is your biggest motivation in getting up every morning to do it again?

I actually enjoy the work I do and what I’ve learned. When asked what my job is like, I’ve related it to law and order. There’s a claim behind almost every action nowadays. Think of a horrific car crash, hurricane, #MeToo, product recall or the infamous McDonald’s hot coffee complaint. All of these breaking new stories result in some sort of claim regardless of the carrier or who handled the claim. Whether news worthy or not, the claims department of an insurance company is tasked with investigating a complaint and allocating responsibility. It not only provides dinner conversation but, always keeps your day interesting.

When you were 18 did you envision your life to be like this?

At 18 years old, I still envisioned myself as a Special Education teacher working a set work day, lesson planning, summers off, and hoping to have started a family by now. I never wanted to be in the industry nor high powered as I grew up an only child of a successful single parent in the industry. I never appreciated the demands and work. At 18 you’re still jaded by decisions that you may not have appreciated growing up.

What advice would you give to any 18-22 year old making decisions about their career goals?

Try not to pigeon hole yourself. Appreciate the ability to learn and challenge yourself to new skills and career options. As much as you want to believe you’re not trying to live up to expectations from movies, TV shows, social media, etc. Your future and career can be much more enjoyable without having to be some version of TV glamorous. Don’t close off a possible career path because you don’t know what it is or it may sound boring.  There’s a cheesy fortune cookie saying I keep on my desk. It doesn’t always work on the daily, but, every once in a while, it keeps me grounded, “Aim for the sky, because even if you miss, you’ll still be among the stars.” Like I said, cheesy, but, if you think about it, if you keep trying and open yourself up to anything, you’ll still find joy and success at the end of the tunnel regardless of whether it’s part of your initial plan.

I have always loved connecting people. I am the first one to introduce my work friends to my personal friends. If I see they share a common interest, I really enjoy creating “love” matches amongst my friends and family. So when I graduated from college, it was only natural I would take an interest in the recruiting business to match candidates to like-minded companies. Over the past few years, I have devoted my business matchmaking skills to the insurance industry. Why you might ask? Because the insurance industry is the best opportunity out there! Too many people are overlooking this industry as a viable career opportunity because they think it is boring, and I think it is time we change that stereotype. Here are my top 5 reasons why I believe people should explore a career in insurance.

1. Variety

No matter your skill set, the insurance industry has a position for you. Whether you studied to be a lawyer or an accountant or general business (or none of those!)- insurance has a place for your skills to thrive. People usually think of an insurance sales agent when they think of a career in insurance, but in reality, there are so many more jobs that requires a variety of skills. From critical thinking to negotiating to being tech savvy or good with numbers, there is something for everyone. (Underwriter, Resolution Specialist, Data Analyst, Investigator, and More!).

2. Growth

When I interview people, many ask about growth opportunities, so it is no secret that people want to climb a ladder. Insurance has so many professional development courses, groups, and company training programs that steer you up the corporate chain, that you are bound to move up.

3. Challenging

Working in insurance will challenge you every day. The misconception of insurance being full of boredom is so far from the truth. The insurance industry is always changing and evolving as society and technology changes. I bet no underwriter ever thought they would be insuring Taylor Swifts long, beautiful legs, but now one of them does. The insurance industry will always keep you on your toes and solving problems. If you want to work in an environment that challenges you and gives you new opportunities to learn and grow, then this industry is for you.

4. Flexibility

Work from home, work in the field, work at night. Insurance is known for their flexible schedules that accommodate your lifestyle.

5. Altruistic

Many of us want meaning and purpose in our careers. We want to feel like we are doing something good. When you really think about it, people call on their insurance companies when they need them most. That means that a position in insurance will allow you to make a difference in someone’s life every single day.

Insurance isn’t going anywhere. And with over 400,000 new positions needing to be filled by 2020, this is the time to explore a career in insurance!

About the Author:

Chelsea Buzer, Head of Recruitment at Insure National started recruiting legal professionals back in 2012. She left recruiting and began working in the insurance space where she fell in love with insurance. She recognized the need for new talent to join insurance and re entered recruiting to help fill the gap.

To reach out to Chelsea directly please email: chelsea.midlarsky@insure-national.com

https://insure-national.com/

Communication, Culture and Consciousness: Redefining Claims Careers for Today’s Talent

By: Rob Howard, Chief Claims Officer, Farmers Insurance®

Claims is the greatest arena of differentiation among modern insurers. A claims experience is likely the primary touchpoint our customers have to consider when it comes time to decide whether or not to remain a customer. How well we serve them in their moment of need is often the make or break moment of the relationship.

In recent years, I’ve watched as technology adoption has transformed nearly every facet of the life of a claims representative. From process to culture to customer service, our every function has become more dynamic and talent-friendly.

Embracing Innovation

The insurance industry has always offered tremendous career opportunity — I should know, I started as a claims representative straight out of college and now serve as chief claims officer. But the fact that our culture at Farmers® has evolved and come to celebrate technology has allowed us to pair the traditional benefits of a career in claims with values that matter most to younger generations: innovation, flexibility and balance.

This new paradigm benefits employees and customers alike. Whether it’s working remotely or having the option to communicate via an alternative channel, we’ve implemented technologies that improve both sides of the claims experience.

It’s No Longer Business As Usual – It’s Business As You Like It

In this business, you’re unlikely to have two days in a row that are similar, and increasingly, there is more than one way to get the job done. We have an entire toolbox of technologies that streamline the way we work even as they expand the service and support we offer our customers.

Today’s customers can “Ask Alexa” for claims updates. They can send a text to file a claim. They can connect to the chat team for simple inquiries and get rapid answers and solutions. Our teams have drones to help them assess damages in the field. Employees can work from almost anywhere with an internet connection. The list goes on, but it all adds up to this: We’re doing good work with great people in smarter ways. That’s an outcome we want to repeat again and again, because it helps us attract, retain and develop the best talent to serve our policyholders.

 Communication Is Still Key

And speaking of talent, I think it’s important to note that technology hasn’t eliminated the core traits of a good claims representative. Rather, it’s made it easier for those with the right skill set to thrive.

Claims has always been the domain of self-starters and great communicators. That’s as true now as ever, though the tools used to get the job done are certainly different from those used when I got my start in this discipline. Yet dependability, willingness to learn, and interpersonal skills are still keys to success in claims and, for that matter, in the larger insurance industry.

Claims is where the connection we have with our customers comes to life. Our success or failure there comes down to the talent we have on our side. Fortunately, there’s never been a better or more exciting time to be a claims representative. No matter their ultimate career goals, this field is the perfect proving ground for upcoming talent to refine their skills and master their trade. Innovation is all around us, transforming the work we do for our customers and, critically, enhancing the work of all those who are creating the claims experience of tomorrow.

For more information on careers at Farmers Insurance visit https://www.farmers.com/careers/